United Club Infinite rewards & benefits.

Chase · credit · $525 annual fee · <p>4X on United purchases</p> <p>2X on Dining and Travel</p> <p>1X on all other purchases</p> <p>&nbsp;</p> <h3 class="font-20 font-weight-4">&nbsp;</h3>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
2%
·
Groceries
1%
·
Gas
1%
·
Travel
2%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$525
·
Welcome bonus
No current welcome bonus

Credits

·
Global Entry
$100
·
IHG Hotel
$75
·
CLEAR
$70

Perks

  • — about $59/yr
  • — about $60/yr
  • — about $15/yr

Is the United Club Infinite worth it?

On a typical US spending profile, the United Club Infinite projects to about $540 in annual rewards, or roughly $15 after its $525 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the United Club Infinite?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the United Club Infinite's annual fee worth it?

It charges $525 a year. Its recurring credits alone are worth about $245 if you use them. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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