Chase · credit · $49 annual fee · <p>Earn up to 3 Stars per $1 spent at Starbucks stores.</p> <p>1 Star per $2 you spend at grocery stores, on local transit and commuting, and on internet, cable, and phone services.</p> <p>Earn 1 Star per $4 on purchases everywhere else.</p>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Starbucks Rewards projects to about $444 in annual rewards, or roughly $395 after its $49 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
It charges $49 a year. Use the annual-fee calculator to check for your situation.
See what your real wallet is actually earning — and what you're leaving on the table.
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