Amex · charge · $550 annual fee · <div class="columns small-8"> <p class="hero-single--focus-plat__text">5x on flights booked directly with airlines or with amextravel.com. 5X on prepaid hotels<span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"> (hotel booked and paid in advance) booked on amextravel.com.</span></p> </div>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Platinum (Ameriprise) projects to about $1,176 in annual rewards, or roughly $626 after its $550 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
It charges $550 a year. Its recurring credits alone are worth about $600 if you use them. Use the annual-fee calculator to check for your situation.
See what your real wallet is actually earning — and what you're leaving on the table.
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