Norwegian Cruise Line rewards & benefits.

Bank of America · credit · No annual fee · <p>Earn 3 WorldPoints points on Norwegian Cruise Line purchases, including cruise fares</p> <p>Earn 2 WorldPoints points on airline and hotel purchases</p> <p>Earn 1 WorldPoints point on all other purchases</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
1%
·
Groceries
1%
·
Gas
1%
·
Travel
1%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$0
·
Welcome bonus
No current welcome bonus

Is the Norwegian Cruise Line worth it?

On a typical US spending profile, the Norwegian Cruise Line projects to about $444 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Norwegian Cruise Line?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Norwegian Cruise Line's annual fee worth it?

This card has no annual fee.

See what your real wallet is actually earning — and what you're leaving on the table.

Get WalletFlo free