Amex · credit · No annual fee · <p>2X on airfare purchased directly from airlines</p> <p>2X on purchases at US restaurants</p> <p>2X on purchases at select US department stores</p> <p>2X on car rentals purchased directly from select car rental companies</p> <p>1X on everything else</p>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Morgan Stanley projects to about $504 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
This card has no annual fee.
See what your real wallet is actually earning — and what you're leaving on the table.
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