MLB rewards & benefits.

Bank of America · credit · No annual fee · <p>3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. You&rsquo;ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
3%
·
Groceries
2%
·
Gas
3%
·
Travel
3%
·
Online shopping
3%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$0
·
Welcome bonus
No current welcome bonus

Is the MLB worth it?

On a typical US spending profile, the MLB projects to about $852 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the MLB?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the MLB's annual fee worth it?

This card has no annual fee.

See what your real wallet is actually earning — and what you're leaving on the table.

Get WalletFlo free