Amex · credit · $125 annual fee · <p class="purify_featureBenefitBox__bulletHeader--3sw_2 sc_textBody_3 sc_color_gray-06 sc_padding_none sc_margin_none sc_paddingTop_10 sc_paddingBottom_10">Earn 6X at Marriott Bonvoy hotels</p> <p class="purify_featureBenefitBox__bulletHeader--3sw_2 sc_textBody_3 sc_color_gray-06 sc_padding_none sc_margin_none sc_paddingTop_10 sc_paddingBottom_10">Earn 4X <span data-rendered="sanitize">at U.S. restaurants</span></p> <p class="purify_featureBenefitBox__bulletHeader--3sw_2 sc_textBody_3 sc_color_gray-06 sc_padding_none sc_margin_none sc_paddingTop_10 sc_paddingBottom_10"><span data-rendered="sanitize">Earn 4X at U.S. gas stations</span></p> <p class="purify_featureBenefitBox__bulletHeader--3sw_2 sc_textBody_3 sc_color_gray-06 sc_padding_none sc_margin_none sc_paddingTop_10 sc_paddingBottom_10"><span data-rendered="sanitize">Earn 4X on wireless telephone services purchased directly from U.S. service providers</span></p> <p class="purify_featureBenefitBox__bulletHeader--3sw_2 sc_textBody_3 sc_color_gray-06 sc_padding_none sc_margin_none sc_paddingTop_10 sc_paddingBottom_10"><span data-rendered="sanitize">Earn 4X on U.S. purchases for shipping</span></p> <p class="purify_featureBenefitBox__bulletHeader--3sw_2 sc_textBody_3 sc_color_gray-06 sc_padding_none sc_margin_none sc_paddingTop_10 sc_paddingBottom_10">Earn 2X on all other purchases</p>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Marriott Bonvoy Business projects to about $439 in annual rewards, or roughly $314 after its $125 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
It charges $125 a year. Use the annual-fee calculator to check for your situation.
See what your real wallet is actually earning — and what you're leaving on the table.
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