Marriott Bonvoy Brilliant rewards & benefits.

Amex · credit · $650 annual fee · <p>6X at Marriott hotels</p> <p>3X at U.S. restaurants</p> <p>3X on flights booked directly with airlines</p> <p>2X on everything else</p> <p><a href="https://www.uponarriving.com/amex-marriott-brilliant-review/">Learn More</a></p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
0.85%
·
Groceries
0.85%
·
Gas
0.85%
·
Travel
0.85%
·
Online shopping
0.85%
·
Entertainment
0.85%
·
Transit
0.85%
·
Everything else
0.85%
·
Annual fee
$650
·
Welcome bonus
No current welcome bonus

Credits

·
Dining
$300
·
Property
$100
·
Global Entry
$100

Perks

  • — about $500/yr
  • — about $150/yr
  • — about $32/yr
  • — about $15/yr
  • — about $150/yr
  • — about $500/yr
  • — about $500/yr

Is the Marriott Bonvoy Brilliant worth it?

On a typical US spending profile, the Marriott Bonvoy Brilliant projects to about $377 in annual rewards, or roughly $-273 after its $650 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Marriott Bonvoy Brilliant?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Marriott Bonvoy Brilliant's annual fee worth it?

It charges $650 a year. Its recurring credits alone are worth about $500 if you use them. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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