It Secured rewards & benefits.

Discover · credit · No annual fee · <p>2% Cash Back At gas stations and restaurants on up to $1,000 in purchases each quarter. Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year.</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
2%
·
Groceries
1%
·
Gas
2%
·
Travel
1%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$0
·
Welcome bonus
No current welcome bonus

Is the It Secured worth it?

On a typical US spending profile, the It Secured projects to about $528 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the It Secured?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the It Secured's annual fee worth it?

This card has no annual fee.

See what your real wallet is actually earning — and what you're leaving on the table.

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