Ink Business Preferred rewards & benefits.

Chase · credit · $95 annual fee · <p>3X on the first $150,000 spent in combined purchases in the following categories each account anniversary year:</p> <ul class="mb-3"> <li class="text-left">Shipping purchases</li> <li class="text-left">Internet, cable and phone services</li> <li class="text-left">Advertising purchases with social media sites and search engines</li> <li class="text-left">Travel</li> </ul> <p>5X on Lyft till March 2025</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
1%
·
Groceries
1%
·
Gas
1%
·
Travel
3%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$95
·
Welcome bonus
No current welcome bonus

Perks

Is the Ink Business Preferred worth it?

On a typical US spending profile, the Ink Business Preferred projects to about $516 in annual rewards, or roughly $421 after its $95 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Ink Business Preferred?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Ink Business Preferred's annual fee worth it?

It charges $95 a year. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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