Everyday Preferred rewards & benefits.

Amex · credit · $95 annual fee · <p>3X at U.S. supermarkets up to $6,000 in purchases per year.</p> <p>No limit on all other purchases, including gas stations.</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
2%
·
Groceries
2%
·
Gas
4%
·
Travel
2%
·
Online shopping
2%
·
Entertainment
2%
·
Transit
2%
·
Everything else
2%
·
Annual fee
$95
·
Welcome bonus
No current welcome bonus

Perks

Is the Everyday Preferred worth it?

On a typical US spending profile, the Everyday Preferred projects to about $936 in annual rewards, or roughly $841 after its $95 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Everyday Preferred?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Everyday Preferred's annual fee worth it?

It charges $95 a year. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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