Delta Gold rewards & benefits.

Amex · credit · $150 annual fee · <p>2X at Delta</p> <p>2X at U.S. Supermarkets</p> <p>2X at restaurants, including takeout and delivery</p> <p>1X at everything else</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
2.4%
·
Groceries
1.2%
·
Gas
1.2%
·
Travel
1.2%
·
Online shopping
1.2%
·
Entertainment
1.2%
·
Transit
1.2%
·
Everything else
1.2%
·
Annual fee
$150
·
Welcome bonus
No current welcome bonus

Perks

  • — about $30/yr
  • — about $200/yr
  • — about $200/yr
  • — about $15/yr

Is the Delta Gold worth it?

On a typical US spending profile, the Delta Gold projects to about $605 in annual rewards, or roughly $455 after its $150 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Delta Gold?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Delta Gold's annual fee worth it?

It charges $150 a year. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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