BuyPower Business (GM Credit Card) rewards & benefits.

Capital One · credit · No annual fee · <p>5% Earnings on purchases of GM parts, accessories and service at authorized GM Dealers.</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
3%
·
Groceries
1%
·
Gas
3%
·
Travel
1%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$0
·
Welcome bonus
No current welcome bonus

Is the BuyPower Business (GM Credit Card) worth it?

On a typical US spending profile, the BuyPower Business (GM Credit Card) projects to about $612 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the BuyPower Business (GM Credit Card)?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the BuyPower Business (GM Credit Card)'s annual fee worth it?

This card has no annual fee.

See what your real wallet is actually earning — and what you're leaving on the table.

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