Amex · charge · $695 annual fee · <p>5X on flights and prepaid hotels on amextravel.com</p> <p>1.5X Electronics goods, retailers, software, and cloud service providers</p> <p>1.5X Construction materials and hardware supplies</p> <p>1.5X Shipping providers</p> <p>1.5X on each purchases of $5,000+</p> <p>1X on all other purchases</p>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Business Platinum projects to about $1,176 in annual rewards, or roughly $481 after its $695 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
It charges $695 a year. Its recurring credits alone are worth about $1,509 if you use them. Use the annual-fee calculator to check for your situation.
See what your real wallet is actually earning — and what you're leaving on the table.
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