Business Advantage Customized Cash Rewards rewards & benefits.

Bank of America · credit · No annual fee · <p>Earn 3% cash back on your choice of one of the following six categories:</p> <p>- gas stations (default)</p> <p>- office supply stores</p> <p>- travel</p> <p>- TV/telecom &amp; wireless</p> <p>- computer services</p> <p>- business consulting services</p> <p>Earn 2% on dining</p> <p>3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter</p> <p>Earn 1% on everything else</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
1%
·
Groceries
1%
·
Gas
3%
·
Travel
1%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$0
·
Welcome bonus
No current welcome bonus

Is the Business Advantage Customized Cash Rewards worth it?

On a typical US spending profile, the Business Advantage Customized Cash Rewards projects to about $492 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Business Advantage Customized Cash Rewards?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Business Advantage Customized Cash Rewards's annual fee worth it?

This card has no annual fee.

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