Bank of America · credit · No annual fee · <p>Earn 3% cash back on your choice of one of the following six categories:</p> <p>- gas stations (default)</p> <p>- office supply stores</p> <p>- travel</p> <p>- TV/telecom & wireless</p> <p>- computer services</p> <p>- business consulting services</p> <p>Earn 2% on dining</p> <p>3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter</p> <p>Earn 1% on everything else</p>. Here's what it earns, what it costs, and whether it's worth it.
On a typical US spending profile, the Business Advantage Customized Cash Rewards projects to about $492 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.
A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.
This card has no annual fee.
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