British Airways Visa Signature rewards & benefits.

Chase · credit · $95 annual fee · <p>Earn 3 Avios per $1 on Iberia, British Airways, and Aer Lingus flights.</p> <p>Earn 2 Avios per $1 on hotel accomodations booked directly with the hotel.</p> <p>Earn 1 Avios per $1 on all other purchases.</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
1%
·
Groceries
1%
·
Gas
1%
·
Travel
1%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$95
·
Welcome bonus
No current welcome bonus

Perks

  • — about $600/yr

Is the British Airways Visa Signature worth it?

On a typical US spending profile, the British Airways Visa Signature projects to about $444 in annual rewards, or roughly $349 after its $95 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the British Airways Visa Signature?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the British Airways Visa Signature's annual fee worth it?

It charges $95 a year. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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