Blue Cash Preferred Card rewards & benefits.

Amex · credit · $95 annual fee · <div class="section-grid-compare-bubbles__title"><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">6% &nbsp;back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.</span></div> <div class="section-grid-compare-bubbles__title">&nbsp;</div> <div class="section-grid-compare-bubbles__title"><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">6% back </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;"><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">on select U.S. streaming subscriptions</span></span></div> <div class="section-grid-compare-bubbles__title">&nbsp;</div> <div class="section-grid-compare-bubbles__title"><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">3%&nbsp; back </span><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">at U.S. gas stations and on transit</span></div> <div class="section-grid-compare-bubbles__title">&nbsp;</div> <div class="section-grid-compare-bubbles__title"><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">1% back at everywhere else.</span></div>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
1%
·
Groceries
1%
·
Gas
3%
·
Travel
1%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
3%
·
Everything else
1%
·
Annual fee
$95
·
Welcome bonus
No current welcome bonus
Estimate your rewards with this card

Perks

Is the Blue Cash Preferred Card worth it?

On a typical US spending profile, the Blue Cash Preferred Card projects to about $521 in annual rewards, or roughly $426 after its $95 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Blue Cash Preferred Card?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Blue Cash Preferred Card's annual fee worth it?

It charges $95 a year. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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