Amazon Rewards rewards & benefits.

Chase · credit · No annual fee · <p>3% Cash Back at Amazon.com and Whole Foods Market<br /><br />2% Cash Back on purchases at restaurants, gas stations, and drugstores.</p> <p>1% Cash Back on all other purchases</p>. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
2%
·
Groceries
1%
·
Gas
2%
·
Travel
1%
·
Online shopping
1%
·
Entertainment
1%
·
Transit
1%
·
Everything else
1%
·
Annual fee
$0
·
Welcome bonus
No current welcome bonus

Is the Amazon Rewards worth it?

On a typical US spending profile, the Amazon Rewards projects to about $528 in annual rewards with no annual fee to offset. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Amazon Rewards?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Amazon Rewards's annual fee worth it?

This card has no annual fee.

See what your real wallet is actually earning — and what you're leaving on the table.

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