Air France KLM rewards & benefits.

Bank of America · credit · $89 annual fee · Rewards. Here's what it earns, what it costs, and whether it's worth it.

Rewards by category

effective cash-back rate
·
Dining
1.3%
·
Groceries
1.3%
·
Gas
1.3%
·
Travel
1.3%
·
Online shopping
1.3%
·
Entertainment
1.3%
·
Transit
1.3%
·
Everything else
1.3%
·
Annual fee
$89
·
Welcome bonus
No current welcome bonus

Perks

  • — about $63/yr

Is the Air France KLM worth it?

On a typical US spending profile, the Air France KLM projects to about $577 in annual rewards, or roughly $488 after its $89 annual fee. Your real number depends on where you actually spend — and on catching the credits and bonuses most people forget. WalletFlo tracks all of it automatically.

Common questions

What credit score do I need for the Air France KLM?

A good-to-excellent credit score is generally recommended. Approval also depends on income, existing accounts, and issuer rules.

Is the Air France KLM's annual fee worth it?

It charges $89 a year. Use the annual-fee calculator to check for your situation.

See what your real wallet is actually earning — and what you're leaving on the table.

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