3% Cash Back
No Annual Fee w/ Gold
$200 bonus
Earn after spending $500 in the first 3 months
Cash back — all purchases3% unlimited
Cash back — Gold members5% on deposits
Annual fee$0 (Gold: $50/yr)
Foreign transaction feeNone
NetworkWorld Elite Mastercard
Travel
Dining
$95 annual fee
60,000 pts
Earn after spending $4,000 in the first 3 months
Est. bonus value~$750–$1,200
Annual fee$95
Travel earn rate3x points
Dining earn rate3x points
All other spend1x point
Transfer partners14 airlines & hotels
Luxury Travel
$695 annual fee
150,000 pts
Earn after spending $6,000 in the first 6 months
Est. bonus value~$3,000–$4,500
Annual fee$695
Airline incidental credit$200/yr
Hotel credit$200/yr
Lounge accessCenturion + Priority Pass
Flights (Amex Travel)5x points
Card connected!
You can now track spending on this card. Upgrade to Flo Pro to unlock reward maximization across all your cards.
Free
1 card
Reward maximizer
Perk & credit alerts