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Nobu
Nobu Restaurant
Amex Gold · 4X
-$186
+744 pts
Delta
Delta Airlines
Amex Plat · 5X
-$347
+1,735 pts
Whole Foods
Whole Foods
Sapphire · 3X
-$73
+219 pts
+2,698 pts earned
Maximize Every Swipe

Max points on
every purchase.

Flo tells you which card earns the most — dining, travel, groceries, and everything else.

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Cumulative Rewards
2026
$ 0
across 4 connected cards
$1.5k $1.0k $500 $0
J F M A M J J A S O N D
+ $318 this mo
Amex
$612
Chase
$448
Citi
$224
Rewards Intelligence

Watch rewards
stack up.

See points, miles, and cash back grow across all your cards. Know exactly what you can redeem.

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Total Rewards
$ 0
Amex Platinum
Chase Sapphire
Apple Card
Capital One
Unified Dashboard

Every card.
One wallet.

Physical cards, Apple Wallet, digital — all synced automatically. Always complete, always up to date.

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1
card only
Auto-sync
Spend tracking
Manual entry
Pro
BEST VALUE
unlimited
Auto-sync
Spend tracking
Physical & digital
Pro · Annual
7-day free trial included
$200/yr
$0 today
Card Linking

Link every card.
Earn from every swipe.

Free gives you 1 card with manual entry. Go Pro and sync unlimited physical and digital cards automatically.

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9:41
fl
•••• 9157
•••• 4821
•••• 7203
Track your spending
card by card.
Connect accounts to see exactly where every dollar goes — automatically.
Platinum
Total Rewards
$ 0.00
Total Spend
Month $1,847
Year $6,241 ~$2.1k/mo
Connect with Plaid Secure · 256-bit SSL
Recent Activity
i
3 cards
All
Spending
Recurring
Nobu
Nobu Restaurant
Amex Platinum · Dining · 5X
-$186.40
+932 pts
Delta
Delta Airlines
Amex Platinum · Flights · 5X
-$347.00
+1,735 pts
Whole Foods
Whole Foods
Capital One · Groceries · 1.5%
-$73.28
+$1.10
Perks
i
Unlimited
Lounge Access
Amex Platinum
3 visits Active
$50
Hotel Credit
Sapphire Reserve
$0 used $50 left
$100
Global Entry
Amex Platinum
$0 used $100 left
ALL
Credits
i
$200
Airline Credit
Amex Platinum
$0 used $200 left
$300
Travel Credit
Sapphire Reserve
$150 used $150 left
$120
Dining Credit
Amex Gold
$40 used $80 left
ALL
Card Offers 2026
i
Amex Platinum
+5X Flights
+3X Hotels
$695/yr 150K Bonus
$500 Bonus
Sapphire Reserve
+3X Travel
+3X Dining
$550/yr 60K Bonus
Apple Card
+3% Apple
+2% Wallet
$0/yr No Fee
ALL
Connected Cards
Cards 4
Apps 2
Connect
Apple Card
•••• 4829 • Visa
Active
Since Jan 2023
Capital One Platinum
•••• 5521 • Mastercard
Active
Since Mar 2022
Citi Double Cash
•••• 7751 • Visa
Active
Since Jun 2021
Back
Card Details
AMEX PLATINUM
•••• 3847
AMEX
Amex Platinum
Opened Sep 2021 · •••• 3847
Annual Fee
$695
Due Sep 15
Credit Limit
$34,000
12% utilization
Rewards
142K
MR Points
Categories
Benefits
Spending
Account
Earning Rates
Dining
Restaurants & bars
5X
Flights
Airlines booked directly
5X
Hotels
Amex Travel portal
5X
Streaming
Netflix, Spotify, etc.
1X
Everything Else
All other purchases
1X
Notifications
Mark all read
New
$200 Airline Credit expiring
Use before Dec 31 — Amex Platinum
2h
$2,847 earned in rewards this year
Top 12% of cardholders across 3 cards
Today
3 lounge visits remaining
Priority Pass · Amex Platinum
1d
Earlier
Amex Platinum fee due in 12 days
$695 — review credits & perks first
3d
Earn 5X on hotels instead of 1X
Switch to Sapphire Reserve for hotels
3d
10X on Lyft through March
Sapphire Reserve · Activate in Chase app
5d
$150 Travel Credit applied
$150 remaining · Renews Jan 1
1w
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